AaHa! Health Index Exam for Life Insurance

We have bundled life insurance underwriting tests into one, easy-to-use AaHa! Rapid Health Index Exam kit.

Non-invasive testing is completed in a convenient retail clinic or pharmacy setting by a medical professional.

Tests are completed in minutes and results are sent immediately to the insurer's underwriting platform, speeding the process to issuance dramatically, with high protective value.

The exam process is initiated with an order transmitted from the insurance carrier and is managed end-to-end using our Health Index Exam System

AaHa! Health Index Exam Measures: 

Blood Glucose Levels

Presence of Nicotine

Presence of HIV

Lipid Panel 

HT, WT, Pulse, BMI


Benefits of using the AaHa! Health Index Exam

Pioneer the use of retail settings for completion of life insurance exams 

  • Professional staff with consistent, quality results in 20 minutes.
  • Convenience for consumers, speeding the process to issuance and increasing the taken rate.

Leverage rapid testing

  • Minimally invasive.
  • Eliminates chain-of-custody issues and shipments to a central lab.

Results delivered instantly 

  • Make underwriting and consumer engagement dynamic.
  • Ability to provide continuous monitoring of consumer health and wellness data through the use of higi and wearable technology.
  • Increase taken ratios and persistency by engaging consumers more effectively.

How can the new AaHa! Health Index Exam process help Life Insurers? 

The Force Diagnostics AaHa! Health Exam Process is so quick, accurate and customer friendly that insurers benefit from improved taken ratios and better persistency that comes with improved customer satisfaction. The Underwriting Performance Calculator quantifies how this translates into increased profits.

Click here to learn how to use the calculator.

Click here to download and use the calculator. 

If you have any questions about the Underwriting Performance Calculator, please email us at info@forcediagnostics.com.